Under-25 drivers find it hard to attract anything but a very expensive free auto insurance quote. If you fall into this age bracket you can attract more affordable rates if you keep getting good grades at school. They call it the good student discount.
You must maintain a grade point not lower than B to get this good student discount. This will slash off up to five percent from your rate once you qualify. Experience has shown insurance carriers that what makes a student keep getting good grades is a level of responsibility which such students also maintain behind wheels. Students who maintain good grades are usually considered more responsible and less likely to take to reckless driving.